By Rex L. Hogue, Attorney and Partner, Haiman Hogue, PLLC
Qualified retirement plans (QRPs) create numerous planning problems. I found that most people have no idea how much they complicate estate planning nor […]
By Steve Vernon, FSA, MAAA, Research Scholar, Stanford Center on Longevity
Bill Sharpe, who won a Nobel Prize and is now associated with Stanford University, was recently he […]
The following is an excerpt from the August 2016, GAO Report to Congressional Requesters, “401(K) PLANS: DOL Could Take Steps to Improve Retirement Income Options for Plan Participants”.
Why GAO Did This Study
As 401(k) plan participants reach retirement they face the challenge of making their savings […]
At the 2015 White House Conference on Aging, the President directed the Department of Labor to publish guidance to support the efforts of a growing number of states trying to promote broader access to workplace retirement saving opportunities for America’s middle class workers.
The Employee Benefits Security […]
Effective July 2, 2014, deferred annuities that meet the criteria for a qualifying longevity annuity […]
What I haven’t been seeing at the national retirement conferences recently is how the Fed was going to bring us out of these historically low interest rates without putting a damper […]
By Betty Meredith, CFA, CFP®, CRC®
Director of Education and Research, InFRE
Serving the retirement planning needs of the mid-market will be the big career opportunity of people in the financial services industry today, in addition to health care planning. According to new LIMRA research, investible […]
By Betty Meredith, CFA, CFP®, CRC®
Last year I went to the new Costco in Ann Arbor, MI because I could tell that my eyesight had changed so much that it was time for new lenses. I expected a glaucoma test first, but this doctor’s assistant instead […]
by Danny L Quant, FIA, Zorast Wadia, FSA, MAAA, EA, and Daniel Theodore, FSA, MAA
Editor’s note: After almost 25 years in employee and consumer financial planning and retirement education, it’s clear to me the importance of plan design in overcoming behavioral finance issues and lack of […]
By Denise Appleby, APA, CISP, CRPS, CRC®, CRSP
Editor’s Note: Denise is a long-time supporter of InFRE and a fellow Certified Retirement Counselor®. She excels at explaining IRA and employer plan rules and regulations, because not only does she know and understand the regulations, she has extensive […]
By William C. Grossman, ERPA, QPA, APR, Director of Education and Communications, McKay Hochman Co., Inc.
Editor’s note: I thought Bill Grossman did a great job succinctly summarizing the final investment advice regulations. This article appears courtesy of McKay Hochman.
The U.S. Department of Labor’s […]
Editor’s note: the following is an excerpt from the white paper “The Secure Choice Pension” by Hank Kim, Esq., Executive Director of the National Conference on Public Employee Retirement Systems, published in September, 2011. The views presented in this paper are not necessarily the views of InFRE […]
Introduction: Since 2008, the financial atmosphere around the world has been in constant change. The 2008 downturn experienced in the United States has been followed by a rollercoaster-like recovery period. And this financial turmoil includes worldwide economic chaos, as well as the U.S. debt ceiling crisis in […]
This is the first of what may become a regular column on issues we all deal with regarding retirement plans. So why rants? Among all the products, people, regulations and results, we all have a few issues to rant about!
The goal of this column is not […]
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This article is part of the most recent issue of Retirement Insight and Trends, worth 1 hr CFP®, CRC®, ASPPA, CLU®, ChFC®, CASL and other CE.
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