Archive for 2015

Welcome to InFRE’s December, 2015 Issue of Retirement Insight and Trends

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® and InFRE here. This issue is no longer eligible […]

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December, 2015 InFRE Update: In Respectful and Appreciative Memory of John David Davenport

J. David Davenport, the co-founder and Chairman of the Board of the International Foundation for Retirement Education (InFRE) died on December 2, 2015 at the Oklahoma City Heart Hospital. He was passionate about helping American workers improve their retirement readiness. Davenport’s name in the retirement savings industry is synonymous with Thomas Edison in the world […]

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The Silver Tsunami and Long-Term Care

By  Nyal Bischoff, Independent Long Term Care Specialist Editor’s note: This presentation was delivered in live webinar format in 2015. Nyal’s comments have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to take the full length course and earn 1 CRC®, CFP®, and/or […]

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Posted in: Medical and Long-term Care Planning, PROTECT the Plan from Retirement Risks

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Pensionizing Your (Client’s) Nest Eggs: What, How and Why?

By  Alexandra Macqueen, CFP®, Personal Finance Expert and co-author of “Pensionize Your Nest Egg: How to Use Product Allocation to Create a Guaranteed Income for Life” with Moshe A. Milesky, Ph.D. Editor’s note: This presentation was delivered in live webinar format in 2015. Alexandra’s comments have been edited for clarity and length. You can view a YouTube […]

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Posted in: PROVIDE Retirement Income, Retirement Income Planning and Spending

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Finding the Gold in Gray: Keys to Serving Boomers and Older Clients

By Michael Sullivan, Retirement Communications Expert Editor’s note: This presentation was delivered in live webinar format in 2015. Michael’s comments have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to take the full length course and earn 1 CRC®, CFP®, and/or PACE CE […]

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Posted in: PLAN for Retirement Readiness, Successful Aging

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State Savings Programs for Non-Government Employees*

At the 2015 White House Conference on Aging, the President directed the Department of Labor to publish guidance to support the efforts of a growing number of states trying to promote broader access to workplace retirement saving opportunities for America’s middle class workers.   The Employee Benefits Security Administration (EBSA) published in the Federal Register a […]

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Posted in: Public Sector Plans

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Welcome to InFRE’s October, 2015 Issue of Retirement Insight and Trends

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® and InFRE here. This issue is no longer eligible […]

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Posted in: Quarterly Issue Home Page

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October, 2015 InFRE Update: the CRC® Renewal Program

The purpose of the CRC® renewal program is to enhance continued competence and ensure an ongoing understanding and compliance with ethical requirements. The CRC® certification carries an obligation of continuing education to help Certificants maintain current understanding and knowledge of relevant retirement planning topics. Like many other professional certifications and licenses, an annual continuing education […]

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A 21st Century Connection – Health and Wealth

By Ron Mastrogiovanni, President and Chief Executive Officer of HealthView Services Editor’s note: This presentation was delivered in live webinar format in 2015. Ron’s comments have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to take the full length course to earn 1 […]

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Posted in: Medical and Long-term Care Planning, PROTECT the Plan from Retirement Risks

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Protecting Your Clients from Financial Elder Fraud

By  David M. Kessler, Elder Fraud Expert, Protecting the Elderly  Editor’s note: This presentation was delivered in live webinar format in 2015. David’s comments have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to take the full length course to earn 1 CRC®, […]

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Posted in: Elder Financial Abuse, Exploitation and Fraud, PROTECT the Plan from Retirement Risks

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What Advisors Need to Know About Qualified Longevity Annuity Contracts

by Gary Baker, President, U.S. Division at CANNEX Financial Exchanges and Curtis Cloke, CLTC, LUTCF, RICP Editor’s note: This presentation was delivered in live webinar format in 2015. Gary’s and Curtis’ comments below have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to […]

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Posted in: PROVIDE Retirement Income, Retirement Investing and Investments

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IRS Notice Paves Way for Easier Tax-Free Roth Conversions of After-Tax Dollars

By Denise Appleby, CISP, CRC®, CRPS, CRSP, APA, President of Appleby Retirement Consulting, Inc. If you are one of the many financial/tax professionals who have been seeking clarity about converting after-tax amounts to Roth IRAs tax-free, IRS Notice 2014-54, issued September 18, 2014,  provides welcome answers. While there was never any question that after-tax amounts […]

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Posted in: PROVIDE Retirement Income, Retirement Distributions/Withdrawals

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Welcome to InFRE’s June, 2015 Issue of Retirement Insight and Trends

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® and InFRE here. This issue is no longer eligible […]

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Posted in: Quarterly Issue Home Page

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June, 2015 InFRE Update: InFRE in the News

The International Foundation for Retirement Education® (InFRE) is a non-profit 501(c)(3) organization founded in 1997. Our mission is to raise the retirement readiness of the American worker through: Retirement-specification certification for professionals Retirement income and plan administration education Professional development/continuing education and training, and Retirement readiness research and tools for consumers/employees. We are committed to […]

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Estimating the True Cost of Retirement

By David Blanchett, CFA, CFP®, AIFA® – Head of Retirement Research, Morningstar Editor’s note: This presentation was delivered in live webinar format in 2015. David’s comments have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to take the full length course to earn 1 […]

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Posted in: PLAN for Retirement Readiness, PROVIDE Retirement Income, Retirement Distributions/Withdrawals, Retirement Income Planning and Spending, Retirement Investing and Investments

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The Longevity Challenge: Housing Wealth Strategies that Improve Portfolio Survival

By Bruce McPherson, CRMP Editor’s note: This presentation was delivered in live webinar format in 2015. Bruce’s comments have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to take the full length course and earn 1 CRC®, CFP®, and/or PACE CE credit. A […]

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Posted in: PROVIDE Retirement Income, Retirement Investing and Investments

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Retirement Happiness: Planning for a Successful Transition

By John E. Nelson, Purposeful Retirement Advocate, Author & Coach Editor’s note: This presentation was delivered in live webinar format in 2015. John’s comments have been edited for clarity and length. You can view a YouTube brief of the original presentation here. You may also choose to take the full length course and earn 1 […]

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Posted in: PLAN for Retirement Readiness, Successful Aging

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Still a Better Bang for the Buck: An Update on the Economic Efficiencies of Defined Benefit Pensions

By William B. (Flick) Fornia and Nari Rhee National Institute on Retirement Security (NIRS) Editor’s note: Benefit generosity is a separate question from the economic efficiency of a retirement plan. While either a defined benefit or a defined contribution plan can offer more or less generous benefits, DB plans have a clear cost advantage for any […]

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Posted in: Public Sector Plans

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Welcome to InFRE’s March, 2015 Issue of Retirement Insight and Trends

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals stay abreast of what’s happening in the field of retirement readiness, counseling, planning and income management. Find out more about the CRC® and InFRE here. This issue is no longer eligible for […]

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Posted in: Quarterly Issue Home Page

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March, 2015 InFRE Update: Welcome Our New Board of Standards and Standing Committee Members

By Kevin S. Seibert, CFP®, CEBS, CRC®, Managing Director, InFRE The Board of Standards and Policy Development (BOS), the policy-making and oversight body of Certified Retirement Counselor® (CRC®) Certification, recently chose two individuals to serve on the BOS beginning in January, 2015. We extend our congratulations and sincere thanks to Sherry Keegan, CRC®, Keegan Wealth Management […]

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What’s Trending in the Field of Aging: Connecting the Dots with Financial Services

By Sandra Timmermann, EdD, Gerontologist, Successful Aging in Retirement Expert Editor’s note: Sandy and I met about ten years ago while serving on a Society of Actuaries’ Post Retirement and Needs Committee project.  She directed the MetLife Mature Market Institute for 17 years, and has unique insights into both the gerontology and financial aspects of meeting the […]

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Posted in: PLAN for Retirement Readiness, Successful Aging

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What Color is Your Parachute? for Retirement: Planning for Prosperity, Health and Happiness

By John E. Nelson, Purposeful Retirement Advocate, Author & Coach Editor’s note: When I graduated from college with a finance degree – a LONG time ago – I purchased the book “What Color is Your Parachute?” to help me determine which area of finance I wanted to pursue. I loved the practicality of the book […]

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Posted in: PLAN for Retirement Readiness, Retirement Counseling/Coaching, Successful Aging

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Off With Your (Rules of) Thumbs!

By Michael Falk, CFA, CRC®, Focus Financial Consulting Editor’s note: Below is an adaptation of the live webinar delivered by Michael Falk in 2015. Michael’s comments have been edited for clarity and length. You can view a short YouTube clip of the original presentation here. You may also choose to take the full length course, […]

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Posted in: PROVIDE Retirement Income, Retirement Income Planning and Spending

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Introduction to Managing Retirement Income

By Kevin S. Seibert, CFP®, CRC®, CEBS, Managing Director, International Foundation for Retirement Education (InFRE) There are key questions to answer for clients, and you can also ask certain employees if that’s appropriate based on whom you’re working with. The key questions to ask clients and employees when creating retirement income solutions are: What’s different […]

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Posted in: PROVIDE Retirement Income, Retirement Income Planning and Spending

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