2020 4th Qtr Issue - Medical Planning, Guaranteed Income, HSAs

2020 4th Quarter Issue – InFRE’s most current free retirement newsletter – 1.0 CRC and CFP CE credit

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Print this issue

The quarterly newsletter from the International Foundation for Retirement Education helps retirement professionals keep abreast of what’s happening in the field of retirement readiness, counseling, planning, and income management.

In this most current version of our retirement-specific newsletter, planners will learn about:

  1. “21st Century Medicare Planning to Protect Your Client’s Healthcare Rights and Retirement Savings” by Emily Gang, Owner of The Medicare Coach. Medicare is delivered in a very confusing way in our country. Unfortunately, the way the government and the insurance companies have set up Medicare, people are very likely to make the wrong decision if they don’t fully understand what’s going on.
  2. “Guaranteed Income: The Forgotten Household Asset” by David M. Blanchett, PhD, CFA, CFP®, Head of Retirement Research, Morningstar Investment Management. Of all the risks that people face, longevity risk is the oddest because risks are usually a bad thing. Living a long time, in theory, should be a good thing, right?
  3. “Advisor’s Guide to Health Savings Accounts: Differentiate Yourself” by Kelley Long, CPA/PFS, CFP®. You might have heard the health savings account (HSA) referred to as the “new” 401(k). Thirty years ago, when the 401(k) first came out, it was thought of as something for just executives and higher income or more savvy planners, and now it’s the everyman’s retirement savings vehicle.

The articles below comprise the 2020 4th Qtr Issue of Retirement Insight and Trends. Click on the links below to read each article online separately, or click here to view and print the issue in its entirety.

Follow the link at the end to access the quiz, and upon passing with 70% or greater you may receive 1.0 hour of CFP®, CRC®, ASPPA, CLU®, ChFC®, CASL and other CE credit!

 

Welcome to InFRE’s January, 2021 Issue of Retirement Insight and Trends

on January 15, 2021

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® here and […]
Continue Reading this issue of Retirement Insight and Trends here→


 

January, 2021 InFRE Update: Welcome to Our New CRC® Board of Standards and Policy Development Members!

on January 15, 2021

The International Foundation for Retirement Education® (InFRE) is a non-profit 501(c)(3) organization founded in 1997.

InFRE’s Certified Retirement Counselor® (CRC®certification was created to advance recognition among retirement planning professionals of the need for a retirement specific certification program that demonstrates a mastery of subject matter, a commitment to the retirement planning profession, and adherence to a code of ethics and continuing education requirements. […]
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21st Century Medicare Planning to Protect Your Client’s Healthcare Rights and Retirement Savings

on January 15, 2021

By Emily Gang, Owner of The Medicare Coach

Medicare is delivered in a very confusing way in our country. Unfortunately, the way the government and the insurance companies have set up Medicare, people are very likely to make the wrong decision if they don’t fully understand what’s going on. Making the wrong decision means jeopardizing people’s retirement savings and not being able to see preferred doctors. […]
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Guaranteed Income: The Forgotten Household Asset

on January 15, 2021

By David M. Blanchett, PhD, CFA, CFP®, Head of Retirement Research, Morningstar Investment Management

Of all the risks that people face, longevity risk is the oddest because risks are usually a bad thing. Living a long time, in theory, should be a good thing, right? When we retire, we want to have a long and active retirement. The problem though is that the longer your retirement lasts, the more expensive it becomes. If you live a really, really long time, there’s a decent chance that you outlive your savings, and that’s not how most people want things to go. […]
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Advisor’s Guide to Health Savings Accounts: Differentiate Yourself

on January 15, 2021

By Kelley Long, CPA/PFS, CFP®

You might have heard the health savings account (HSA) referred to as the “new” 401(k).  Thirty years ago, when the 401(k) first came out, it was thought of as something for just executives and higher income or more savvy planners, and now it’s the everyman’s retirement savings vehicle.  The HSA is quickly becoming the second to that, but it’s not going to take 30 years for people to realize the value. A recent report shows $17 billion already invested in HSAs, and that’s a 32 percent increase year-over-year from 2019 to summer of 2020. The average balance of accounts is $15,000. […]
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Earn 1 free Continuing Education (CE) credit for the January, 2021 Issue of InFRE’s Retirement InSight and Trends

on January 15, 2021

You can earn 1 CRC®, CFP®, ASPPA, and the American College’s Professional Recertification Program (CLU®, ChFC®, CASL) CE credit for the January, 2021 issue of Retirement InSight and Trends.
Click here to access the quiz.
When you have completed the last question, click the “submit” button to submit your final answers. You may not return to review or change your answers after clicking submit or if you close the browser window. You may restart the quiz if needed.
A score of 70% is required to pass the quiz and earn CE credit. You will see your score on your screen upon submitting your answers. An email will automatically be sent to you for your records as proof of successful completion. […]
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