2020 3rd Qtr Issue - Managing Retirement Income, Healthcare Risk, Making Retirement Sustainable

2020 3rd Quarter Issue – InFRE’s free retirement newsletter – 1.0 CE credit

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The quarterly newsletter from the International Foundation for Retirement Education’s to help retirement professionals keep abreast of what’s happening in the field of retirement readiness, counseling, planning and income management.

In this retirement-specific newsletter, planners will learn about:

  1. “Managing Retirement Income: What Your Clients Need to Know” by Kevin S. Seibert, CFP®, CRC®, CEBS, Managing Director, International Foundation for Retirement Education (InFRE). Learn about helping your clients transition from accumulating assets to one of the most important concepts they will ever need to understand; how to make their retirement savings last a lifetime.
  2. “21st Century Longevity, Health, & Wealth: Preparing for Health Care Risks in Retirement” by Heather Homes, Founder and CEO of Genivity. Health care is the single biggest expense during retirement, and costs can vary considerably. It’s also one of the top concerns of pre-retirees and their adult children.
  3. “Making Retirement Sustainable: Revisiting the Role that Income Annuities Can Play (2015)” Reprint of CANNEX Research. Every financial advisor knows that as your Baby Boomer clients plan for retirement, one of their main concerns is: How can I make sure my savings last as long as I need them to?

The articles below comprise the 2020 3rd Qtr Issue of Retirement Insight and Trends. Click on the links below to read each article online separately, or click here to view and print the issue in its entirety.

Follow the link at the end to access the quiz, and upon passing with 70% or greater you may receive 1.0 hour of CFP®, CRC®, ASPPA, CLU®, ChFC®, CASL and other CE credit!

 

Welcome to InFRE’s October, 2020 Issue of Retirement Insight and Trends

on October 15, 2020

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® here and […]
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October, 2020 InFRE Update: Announcing the New InFRE and Retirement InSight Websites!

on October 15, 2020

We are pleased to announce the launch of the new InFRE website and the new Retirement InSight website.

The InFRE website has been redesigned and has several enhancements including: […]
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Managing Retirement Income: What Your Clients Need to Know

on October 15, 2020

By Kevin S. Seibert, CFP®, CRC®, CEBS, Managing Director, International Foundation for Retirement Education (InFRE)

The idea of retirement is a relatively new concept. A child born in 1900 had a life expectancy of age 47.  People worked as long as they could and then moved in with their children. The idea of not working someday because you reached a certain age or felt like it never really entered their minds. Your parents retired, and your grandparents retired, but what about your great-grandparents? It has only taken a couple or three generations for us to go from where retirement was something that our predecessors never thought of to where we think of it today as one of our inalienable rights; life, liberty, and pursuit of retirement, right? […]
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21st Century Longevity, Health, & Wealth: Preparing for Health Care Risks in Retirement

on October 15, 2020

By Heather Homes, Founder and CEO of Genivity

I come from the healthcare industry and spent much time working in hospital systems around the world, working directly with physicians and patients. One of the interesting things that I learned was that regardless of the healthcare system, I consistently saw people delay making critical-medical-care decisions because they were afraid of the cost, not realizing that delaying care today could be much more catastrophic from a cost perspective later. I became interested in this intersection between health and wealth and am excited to share what I have learned. […]
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Making Retirement Sustainable: Revisiting the Role that Income Annuities Can Play (2015)

on October 15, 2020

Reprint of CANNEX Research

Every financial advisor knows that as your Baby Boomer clients plan for retirement, one of their main concerns is: How can I make sure my savings last for as long as I need them to? The question is anything but trivial, as today’s retirees are facing the twin uncertainties of both market performance and (increasing) longevity – as well as reduced savings levels compared to previous generations, and the disappearance of the defined benefit pensions that formerly provided a lifetime of guaranteed income in retirement. In short, your retiring clients face a set of challenges that previous generations simply did not. As a result, when near-retirees turn to their financial advisors for help, they are looking for solutions to ensure they can sustain their desired standard of living in retirement without running out of funds. […]
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Earn 1 free Continuing Education (CE) credit for the October, 2020 Issue of InFRE’s Retirement InSight and Trends

on Ocrober 15, 2020

You can earn 1 CRC®, CFP®, ASPPA, and the American College’s Professional Recertification Program (CLU®, ChFC®, CASL) CE credit for the October, 2020 issue of Retirement InSight and Trends.
Click here to access the quiz.
When you have completed the last question, click the “submit” button to submit your final answers. You may not return to review or change your answers after clicking submit or if you close the browser window. You may restart the quiz if needed.
A score of 70% is required to pass the quiz and earn CE credit. You will see your score on your screen upon submitting your answers. An email will automatically be sent to you for your records as proof of successful completion. […]
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