April 2022 Issue - Social Security, Retirement Income Style, Health Savings Accounts

April 2022 Issue – InFRE’s most current free retirement newsletter – 1.0 CRC and CFP CE credit

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The quarterly newsletter from the International Foundation for Retirement Education helps retirement professionals keep abreast of what’s happening in the field of retirement readiness, counseling, planning, and income management.

In this most current version of our retirement-specific newsletter, planners will learn about:

  1. “5 Critical Social Security Concepts You Need to Know to Elevate Your Credibility” by Heather L. Schreiber, RICP®, HLS Retirement Consulting, LLC. Social Security is a topic that is near and dear to my heart, primarily because I run into consumers and financial professionals every day that just are confused, and rightfully so.
  2. “Determining Your Client’s Retirement Income Style” by Wade D. Pfau, Ph.D., CFA, Professor of Retirement Income for the American College of Financial Services. The tax-efficient order to invest and pay down debts, is in other words, how to maximize the tax-efficient accumulation of wealth while you are working.
  3. “Advance Planning for Clients with Health Savings Accounts (HSAs) and Medicare” by Kelley Long, CPA/PFS, CFP®. This article is about avoiding pitfalls when continuing to contribute to a health savings account (HSA) once you’re receiving Medicare.

The articles below comprise the 2022 1st Qtr Issue of Retirement Insight and Trends. Click on the links below to read each article online separately, or click here to view and print the issue in its entirety.

Follow the link at the end to access the quiz, and upon passing with 70% or greater you may receive 1.0 hour of CFP®, CRC®, ASPPA, CLU®, ChFC®, CASL and other CE credit!

 

Welcome to InFRE’s April, 2022 Issue of Retirement Insight and Trends

on April 21, 2022

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® here and […]
Continue Reading this issue of Retirement Insight and Trends here→


 

April, 2022 InFRE Update: CRC® Certification is Now a Stepping-Stone to Becoming a CFP® Professional.

on April 21, 2022

If you have ever thought about becoming a CERTIFIED FINANCIAL PLANNER™  after earning your CRC® certification, we have great news to share about a new partnership with Bryant University.  CRC® certificants can now save time and money when pursing CFP® education requirements with the highly rated Bryant University online CFP® Board registered program. […]
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5 Critical Social Security Concepts You Need to Know to Elevate Your Credibility?

on April 21, 2022

By Heather L. Schreiber, RICP®, HLS Retirement Consulting, LLC

Social Security is a topic that is near and dear to my heart, primarily because I run into consumers and financial professionals every day that just are confused, and rightfully so.

In this article, we’ll cover:

  1. The steps behind the Social Security primary insurance benefits formula and why it is crucial for near retirees to understand it. This is probably the most technical I’ll get, but it is important, and I will cover why. […]
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Determining Your Client’s Retirement Income Style

on April 21, 2022

By Wade D. Pfau, Ph.D., CFA, Professor of Retirement Income for the American College of Financial Services

Alex Murgia, Ph.D., and I conducted this research in 2021 to help us understand when different retirement strategies best apply to different individuals. This is an ongoing debate in the profession. Today I saw an online discussion board where two people argued about the superior approach:  time segmentation or total returns investing. […]
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Advance Planning for Clients with Health Savings Accounts (HSAs) and Medicare

on April 21, 2022

By Kelley Long, CPA/PFS, CFP®

This article is about avoiding pitfalls when continuing to contribute to a health savings account (HSA) once you’re receiving Medicare. There are a lot of Medicare rules that I have had to become familiar with; I do not want to put myself out as a consultant for when and how to enroll in Medicare, whether or not to defer it, and how to avoid those late enrollment penalties. […]
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Earn 1 free Continuing Education (CE) credit for the April, 2022 Issue of InFRE’s Retirement InSight and Trends

on April 21, 2022

You can earn 1 CRC®, CFP®, ASPPA, and the American College’s Professional Recertification Program (CLU®, ChFC®, CASL) CE credit for the April, 2022 issue of Retirement InSight and Trends.
Click here to access the quiz.
When you have completed the last question, click the “submit” button to submit your final answers. You may not return to review or change your answers after clicking submit or if you close the browser window. You may restart the quiz if needed.
A score of 70% is required to pass the quiz and earn CE credit. You will see your score on your screen upon submitting your answers. An email will automatically be sent to you for your records as proof of successful completion. […]
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