2020 1st Quarter Issue – InFRE’s free retirement newsletter – 1.0 CE credit

Print this issue

Print this issue

The quarterly newsletter from the International Foundation for Retirement Education’s to help retirement professionals keep abreast of what’s happening in the field of retirement readiness, counseling, planning and income management.

In this retirement-specific newsletter, planners will learn about:

  1. “Key IRA Changes Made by the SECURE Act” by Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, Founder and Owner of Appleby Retirement Consulting, Inc. We think it is best to focus just on the SECURE Act’s changes to IRAs today versus employer plan changes as these changes are highly complex. It is best to cover the information in bite-size pieces so that it’s easier to digest.
  2. “Understanding Communication Styles for More Effective Client Relations” by Joseph Tabers, CSP, President of Productive Training, Inc. Understanding communication styles for more effective client relations is simply better understanding and preparing to adapt to the variety of styles we encounter.
  3. “America’s REAL Retirement Coverage Crisis – Solution: The HSA in Your Future” by Jack Towarnicky, JD, CEBS, LLM-Employee Benefits, HR/Rewards/Benefits Compliance and Planning Researcher with the American Retirement Association. Health savings accounts (HSAs) have been around since 2004. However, only 20-25% of employees who have employer sponsored healthcare coverage have access to that choice.

The articles below comprise the 2020 1st Qtr Issue of Retirement Insight and Trends. Click on the links below to read each article online separately, or click here to view and print the issue in its entirety.

Follow the link at the end to access the quiz, and upon passing with 70% or greater you may receive 1.0 hour of CFP®, CRC®, ASPPA, CLU®, ChFC®, CASL and other CE credit!

 

Welcome to InFRE’s April, 2020 Issue of Retirement Insight and Trends

on April 28, 2020

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® here and […]
Continue Reading this issue of Retirement Insight and Trends here→


 

Key IRA Changes Made by the SECURE Act

on April 28, 2020

By Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, Founder and Owner of Appleby Retirement Consulting, Inc.

We think it is best to focus just on the SECURE Act’s changes to IRAs today versus employer plan changes as these changes are highly complex. It is best to cover the information in bite-size pieces so that it’s easier to digest.

The key topics that we’ll address are the elimination of the age limits for traditional IRA contributions and new distribution rules for beneficiaries. Who qualifies for an exception to the new 10-year Rule? You hear much talk that the stretch is dead. Not really for some people – yes, they’re no longer eligible for what is referred to as the stretch – but there are a key group of beneficiaries who are still eligible.

In addition, how does the new required beginning date affect how you manage IRAs? […]
Continue Reading →


 

Understanding Communication Styles for More Effective Client Relations

on April 28, 2020

By Joseph Tabers, CSP, President of Productive Training, Inc.

Understanding communication styles for more effective client relations is simply better understanding and preparing to adapt to the variety of styles we encounter.

Our first objective when communicating is first to know our self before we attempt to understand another so we can establish mutual understanding. Knowing the strengths and limitations of our style, as well as those of the ones we encounter, will help us appreciate the differences in styles and help us better navigate those relationships. This will give you the ability to build more trust in a client relationship sooner and reduce any dynamics that may affect tension during a conversation or a one-on-one meeting. […]
Continue Reading →


 

America’s REAL Retirement Coverage Crisis – Solution: The HSA in Your Future

on April 28, 2020

By Jack Towarnicky, JD, CEBS, LLM-Employee Benefits, HR/Rewards/Benefits Compliance and Planning Researcher with the American Retirement Association

Health savings accounts (HSAs) have been around since 2004. However, only 20-25% of employees who have employer sponsored healthcare coverage have access to that choice.  Worse, all too often, the HSA capable health option is poorly deployed and not well positioned.

The failure to adopt HSA capable health options is surprising to me. The HSA is America’s most valuable benefits tax preference, and an employer can add an HSA capable health option and maybe couple with or introduce an employer-sponsored, fully insured, retiree-pay-all Medicare Advantage coverage. […]
Continue Reading →


 

Earn 1 free Continuing Education (CE) credit for the April, 2020 Issue of InFRE’s Retirement InSight and Trends

on April 28, 2020

You can earn 1 CRC®, CFP®, ASPPA, and the American College’s Professional Recertification Program (CLU®, ChFC®, CASL) CE credit for the April, 2020 issue of Retirement InSight and Trends.
Click here to access the quiz.
When you have completed the last question, click the “submit” button to submit your final answers. You may not return to review or change your answers after clicking submit or if you close the browser window. You may restart the quiz if needed.
A score of 70% is required to pass the quiz and earn CE credit. You will see your score on your screen upon submitting your answers. An email will automatically be sent to you for your records as proof of successful completion. […]
Continue Reading →


 
Set your Twitter account name in your settings to use the TwitterBar Section.