July, 2022 Issue - Solo Aging, Retirement Accounts, Elderly Planning Needs

July, 2022 Issue – InFRE’s most current free retirement newsletter – 1.0 CRC and CFP CE credit

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The quarterly newsletter from the International Foundation for Retirement Education helps retirement professionals keep abreast of what’s happening in the field of retirement readiness, counseling, planning, and income management.

In this most current version of our retirement-specific newsletter, planners will learn about:

  1. “Meeting the Challenges of Solo Aging” by Sara Zeff Geber, PhD. I live in California, the land of good wine, and it was in the Silicon Valley area that I met with a friend at one of those cute little wine bars in Palo Alto. She started to talk about everything she had been doing over the last year plus for her mother, who was then about 87. She had been flying back and forth, probably six times in one year, to the East Coast where her mother was because she had to get her mother situated in a retirement community.
  2. “Critical Rules for Moving Retirement Accounts: Transfers, Rollovers, Roth IRA, and In-plan Conversions” by Denise Appleby, MJ, CISP, CRC®, CRPS, CRSP, APA, Founder and Owner of Appleby Retirement Consulting, Inc. When we look at the statistics, we see that most Americans are behind the eight ball when saving for retirement. Most of those who have anything saved are held in tax-deferred retirement accounts, so we have to help them protect those assets at all costs.
  3. “Age Wave: Meeting the Elder Planning Needs of Today’s Retiree” by Bob Mauterstock, CFP®, ChFC, CLTC. Most of us are not aware of the changing dynamics within our country. The fastest-growing age group in this country is the people over the age of 85.

The articles below comprise the July, 2022 Issue of Retirement Insight and Trends. Click on the links below to read each article online separately, or click here to view and print the issue in its entirety.

Follow the link at the end to access the quiz, and upon passing with 70% or greater you may receive 1.0 hour of CFP®, CRC®, ASPPA, CLU®, ChFC®, CASL and other CE credit!

 

Welcome to InFRE’s July, 2022 Issue of Retirement Insight and Trends

on July 28, 2022

Retirement InSight and Trends is the quarterly newsletter for the International Foundation for Retirement Education’s Certified Retirement Counselors® (CRC®s) to help retirement professionals with the practical application of new retirement readiness, counseling, planning and income management concepts for the mid-market. Find out more about the CRC® here and […]
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Meeting the Challenges of Solo Aging

on July 28, 2022

By Sara Zeff Geber, PhD

I live in California, the land of good wine, and it was in the Silicon Valley area that I met with a friend at one of those cute little wine bars in Palo Alto. She started to talk about everything she had been doing over the last year plus for her mother, who was then about 87. She had been flying back and forth, probably six times in one year, to the East Coast where her mother was because she had to get her mother situated in a retirement community. Her mother, at that point, was kind of beyond the point of doing that search herself. Sandy and her brother set to work on finding the right community for her. They sold her car, changed her address, and introduced her to the new people in the community that they found for her. Finally, they had to sell her home. These things added to over a year’s worth of work. I looked at Sandy when she finished telling me about it, and I said, “Sandy, you and I do not have children. Who is going to do all this for us?” Of course, there was no answer; there is no good answer. This question became a guiding force in my life for the next ten years. […]
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Critical Rules for Moving Retirement Accounts: Transfers, Rollovers, Roth IRA, and In-plan Conversions

on July 28, 2022

By Denise Appleby, APA, CISP, CRPS, CRC®, CRSP, Founder and Owner of Appleby Retirement Consulting, Inc.

When we look at the statistics, we see that most Americans are behind the eight ball when saving for retirement. Most of those who have anything saved are held in tax-deferred retirement accounts, so we have to help them protect those assets at all costs.

I like to tell a real-life story of a case where a financial advisor contacted me because he was excited about getting a $5 million IRA to manage. Part of what that advisor should do is perform an IRA audit, looking back at the transactions in the account over the past few years. We found out this $5 million IRA was not an IRA after all. […]
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Age Wave: Meeting the Elder Planning Needs of Today’s Retiree

on July 28, 2022

By Bob Mauterstock, CFP®, ChFC, and CLTC, Eldercare Expert, Speaker, Author, Facilitator

Most of us are not aware of the changing dynamics within our country. The fastest-growing age group in this country is the people over the age of 85. Many retirees could live 30 or more years in retirement, and they may live as many years in retirement as they actively worked. Children born after 2007 can expect to live more than 100 years. This is going to impact and change the whole world of financial planning. […]
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Earn 1 free Continuing Education (CE) credit for the July, 2022 Issue of InFRE’s Retirement InSight and Trends

on July 28, 2022

You can earn 1 CRC®, CFP®, ASPPA, and the American College’s Professional Recertification Program (CLU®, ChFC®, CASL) CE credit for the July, 2022 issue of Retirement InSight and Trends.
Click here to access the quiz.
When you have completed the last question, click the “submit” button to submit your final answers. You may not return to review or change your answers after clicking submit or if you close the browser window. You may restart the quiz if needed.
A score of 70% is required to pass the quiz and earn CE credit. You will see your score on your screen upon submitting your answers. An email will automatically be sent to you for your records as proof of successful completion. […]
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